QUESTION: A company that I used to work for opened a PayPal account using my name and SS #. Is this identity theft?
A company that I used to work for opened a PayPal account using my name and SS #. I stopped working there in 2008. I was contacted by the IRS that I had unclaimed income on my 2012 return and was asked to pay over $10,000 plus interest. This was for monies payed by PayPal to the company and not to me. Although they have now admitted that the payments were sent to them and not me I am concerned that they may have used my name and SS# for other accounts which the IRS will come after me for. Should I – a) file a stolen ID report with the Police and b) take legal action against this company?
ANSWER: This sort of identity theft is becoming more and more common: the victim’s social security number is used to avoid paying taxes; or worse, the victim’s social security number is used to get access to a tax refund.
I would suggest you complain to the local police department. If you have sufficient information about the company that stole your ID, you may want to pursue it as well.
From a consumer rights perspective: I strongly urge you to check your credit bureau reports. You may obtain a free copy of your reports through www.AnnualCreditReport.com. If you find any suspicious information, you should immediately contact the credit bureaus and have a fraud alert issued. I would also suggest you contact a consumer rights attorney that can help you wade through the credit reporting mess. Most consumer rights attorneys do not charge an upfront fee for their time and will work on a contingency.
This information is provided for educational purposes only. There is no attorney-client relationship with Karni Law Firm until a contract is signed by the attorney and the client.